If you’ve picked up a newspaper recently and managed to make it past the insanity of the campaign headlines, you might have noticed talk of the “Brexit.” If you’ve made the mistake of watching any CNBC lately, you’ve certainly seen the talking heads using it as fodder for their fear-mongering strategy to boost ratings.

A while ago, I had the chance to return to my small hometown as a volunteer when I was asked by a local non-profit to spend a week teaching high school kids about money. I knew being in the classroom would be great, but I was really impacted by something far less expected… the hallways.

A while ago, I had the chance to return to my small hometown as a volunteer when I was asked by a local non-profit to spend a week teaching high school kids about money.

Many of you know that I don’t like bu*#!ting (I don’t even like to say the word budget). And it hasn’t been for lack of trying. In the past I’d get myself psyched up to do it, but it would always end up feeling like a big guilt trip that wasn’t all that effective.

One day last week, after watching the Dow drop over 500 points, I headed to a dinner party, where I was asked by several people to perform a party trick that I’m all too often requested; to get out my crystal ball.